Just wanted to say thank you for the excellent service you have given to our customers and to me and my husband when we were going through the process of buying our home.   Even though I work in the mortgage industry, when the time came for us to go through the process, I was still nervous.  You answered all my questions and put my mind at ease and most importantly we were able to get the best rates around and even lowered our car insurance!  I will be happy to tell our borrowers about the excellent customer service you have shown us.